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QUALIFICATIONS 1. Certified Credit Professional (Part A), 2001
2. Certified Credit Professional (Part B), 2002
3. The Malaysian Insurance Institute (Life), 1997
4. The Malaysian Insurance Institute (General), 1998
5. The Malaysian Insurance Institute (Investment-Link), 2001
6. Federation of Malaysian Unit Trust Managers, 2003
TRAINING & COURSES
Numerous training courses attended during my 26 years service with the bank. The more significant ones are:
1. Qualitative Approach Towards Credit Risk Management
2. Land Law & Securities Documentation
3. Credit & Its Regulatory Framework
4. Credit Risk Management: Loan Monitoring
5. Assessing Credit Risk Using Financial Statements
& Cash Flow Analysis
6. Credit Risk Management: Loan Structuring
WORKING EXPERIENCE
Started off in OCBC in the operations dept. in 1979 and later in credit. Joined EON Bank Bhd in May 1993 as Head of Branch Operation section. In August 1994, transferred to Melaka to set up a new branch. In September 1995, transferred back to Johor Bahru branch as Head of Credit. March 1996, transferred to Tampoi branch as Head of Credit and in December 1999, took over as Branch Manager, a position held for six years. Left the bank in early 2006.
Well versed in Retail & Commercial loan processing, loan & securities documentation, loan administration & disbursement, loan recovery & litigation and debt restructuring.
PRESENT
At present, working as a freelance financial consultant with expertise in corporate and commercial loan processing and submission, SME / SMI loan submission, personal financing applications, submission of government grants, debt restructuring, bridging loans, cash flow projections, etc.
Close rapport with lawyers and bankers to facilitate loan submission.
Financial consultant to Jutaline Consultancy Sdn Bhd.
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